Brightvine Securitization

Fixed Income Supply Chain,
ON-CHAIN

Brightvine's Securitization Portal is a secure data platform for performing trade management of primary fixed income offerings. Brightvine’s immutable audit trail provides proof across third parties that loan data has been validated for 100% accuracy.

Schedule A Demo

Brightvine Securitization

Fixed Income Supply Chain,
ON-CHAIN

Brightvine's Securitization Portal is a secure data platform for performing trade management of primary fixed income offerings. Brightvine’s immutable audit trail provides proof across third parties that loan data has been validated for 100% accuracy.

Schedule A Demo

"Brightvine offers a real world application of the potential of blockchain to transform the mortgage industry"
Sreeni Prabhu
Co-CEO and managing partner at Angel Oak

Better Trade Management

Repository
Sharing
Validation
Reporting

Blockchain-Based Document Repository

All documents from collateral management and securitization activity are securely stored, checked for accuracy, and hashed to the immutable ledger eliminating version control issues and cross-party document discrepancies.

Permissioned Sharing and Transfer

Automated workflows and powerful permissioning customization enable data and documents to be seamlessly shared with prospective buyers and other third parties in their desired formats. Assets, pools of assets and documents can be permanently transferred to third party buyers upon asset sale.

AI-Powered Document Validation

Servicing reports are validated upon ingestion, eliminating time consuming data scrubbing and flagging of inaccurate exceptions like EPDs and EPOs. Additionally, cleaning and validation goes beyond servicing records to also include escrow records such as escrow analysis and disbursements.

Automated Reporting

Brightvine generates automated scorecards and trade analyses, eliminating time-consuming manual work and providing more robust reporting for trades. Key performance metrics, exceptions and occurrences can be quickly flagged and classified.

Blockchain-Based Document Repository

All documents from collateral management and securitization activity are securely stored, checked for accuracy, and hashed to the immutable ledger eliminating version control issues and cross-party document discrepancies.

Permissioned Sharing and Transfer

Automated workflows and powerful permissioning customization enable data and documents to be seamlessly shared with prospective buyers and other third parties in their desired formats. Assets, pools of assets and documents can be permanently transferred to third party buyers upon asset sale.

AI-Powered Document Validation

Servicing reports are validated upon ingestion, eliminating time consuming data scrubbing and flagging of inaccurate exceptions like EPDs and EPOs. Additionally, cleaning and validation goes beyond servicing records to also include escrow records such as escrow analysis and disbursements.

Automated Reporting

Brightvine generates automated scorecards and trade analyses, eliminating time-consuming manual work and providing more robust reporting for trades. Key performance metrics, exceptions and occurrences can be quickly flagged and classified.

Better. Faster. Smarter.

Lower Audit Costs

Better Data

Faster Time To Close

Safety and Security

Better Pricing

More Transparency

Solving  Industry Challenges

Seamless Sharing

Intercompany communications during the mortgage closing process is difficult. Manual transmission of important data and documents can lead delays and can be opaque and laden with errors.

Digital loantapes cointain validated information that allows the most complete and up-to-date data to be easily shared between parties.

Reduced Audit Costs

Loan files are manually audited to validate incomplete loan tapes during securitizations or sales.

Brightvine Digital Imprints (“BDI”) contain immutable records, data, and documents for each asset. The records are validated for accuracy and reflected in digital loan tapes, significantly reducing time and audit costs.

Digitally Native

Paper loan files must be transferred, reviewed, and stored by document custodians and reprocessed every time a mortgage changes hands.

All pertinent information associated with BDI can be automatically shared across permissioned users and investors on Brightvine.

Solving Industry Challenges

Seamless Sharing

Inter-company communications during the closing process are difficult. Manual transmission of important data and documents can lead to delays and can be opaque and laden with errors.

Digital loantapes cointain validated information that allows the most complete and up-to-date data to be easily shared between parties.

Reduced Audit Costs

Loan files are manually audited to validate incomplete loan tapes during securitizations or sales.

Brightvine Digital Imprints (“BDI”) contain immutable records, data, and documents for each asset. The records are validated for accuracy and reflected in digital loan tapes, significantly reducing time and audit costs.

Digitally Native

Paper loan files must be transferred, reviewed, and stored by document custodians and reprocessed every time a mortgage changes hands.

All pertinent information associated with BDI can be automatically shared across permissioned users and investors on Brightvine.

Efficiencies Realized Through
Brightvine Portal

1st
Angel Oak debuted the Brightvine Portal in the first bank sub-debt securitization leveraging blockchain technology
$139m
Subordinated notes totaling $139mm onboarded, recorded and pooled via the Brightvine Portal
$700b
Official documents and data for $148mm CLO shared via Brightvine Portal’s distributed ledger with investors representing $700bn+ of AUM
4x
Using the Portal to coordinate data and documents across stakeholders resulted in 4x faster time to close

"The Brightvine Portal gives us quick access to all of the latest blockchain-validated information associated with each note all in one place; we see it as a huge driver of efficiency for our team, our investors and our securitization process going forward."

Johannes Palsson
Senior Portfolio Manager at Angel Oak Capital Advisors
Senior Portfolio Manager
at Angel Oak Capital Advisors