Brightvine Due Diligence

Diligence Meets Intelligence

Built from the ground up to meet today's loan data challenges, Brightvine simplifies the review and verification of data across the mortgage industry through better technology and the elimination of manual processes.

Schedule A Demo

Brightvine Due Diligence

Diligence Meets Intelligence

Built from the ground up to meet today's loan data challenges, Brightvine simplifies the review and verification of data across the mortgage industry through better technology and the elimination of manual processes.

Schedule A Demo

"Before Brightvine, we were paying our diligence providers to tell us what we already knew about our loans"

Chief Investment OfficerLeading Investment Management Firm

Features of Brightvine Due Diligence

Store
Classify
Extract
Validate
Report

Document Repository

Blockchain-powered repository containing validated and version controlled loan documents from origination to securitization. Data and documents can be quickly and easily shared in multiple formats through powerful permissioning tools.

Document Classification

Batch processing of documents and loan files using machine learning. Documents are automatically sorted by type and assigned to assets based on automatic recognition of unique identifiers.

AI-powered data extraction

Artificial intelligence identifies and extracts all salient data points from ingested loan files, automating time consuming, manual document analysis.

Data Validation

Salient loan attributes are automatically indexed for comparison and validation against source documents. Multi-source data comparison tools instantly flag discrepancies across loan documents, TPR reporting, LOS and other sources, eliminating manual stare-and-compare work.

Exception Reporting

Automated workflows  guide users through the exception review and remediation process. Auto-generated reporting highlights any and all discrepancies, missing documents, and data variances.

Document Repository

Blockchain-powered repository containing validated and version controlled loan documents from origination to securitization. Data and documents can be quickly and easily shared in multiple formats through powerful permissioning tools.

Document Classification

Batch processing of documents and loan files using machine learning. Documents are automatically sorted by type and assigned to assets based on automatic recognition of unique identifiers.

AI-powered OCR tools

Artificial intelligence identifies and extracts all salient data points from ingested loan files, automating time consuming, manual document analysis.

Data Validation

Salient loan attributes are automatically indexed for comparison and validation against source documents. Multi-source data comparison tools instantly flag discrepancies across loan documents, TPR reporting, LOS and other sources, eliminating manual stare-and-compare work.

Exception Reporting

Automated workflows  guide users through the exception review and remediation process. Auto-generated reporting highlights any and all discrepancies, missing documents, and data variances.

Better. Faster. Smarter.

Better Data

More Accurate
Due Diligence Tools

Faster Review Times

Better Pricing

Solving Industry Challenges

Better Data = Better Liquidity

Persistent data errors lead to longer review times, more buybacks, and increased processing times to sell loans.

Perfect data from origination to securitization eliminates buybacks and long turn times, improving loan pricing and liquidity.

Lower Cost
For Lenders

Current quality control processes rely on manual and outsourced work that is slow and expensive. No reliable source of truth means that data is often re-reviewed over 7 times.

AI-powered tools reduce due diligence review times by over 90%.  Immutable audit trail provides proof to third parties that data is 100% accurate.

Lower Rates For Borrowers

Increasing regulation has led to increased loan pricing and labor costs.

Improving liquidity and pricing for lenders will improve rates for borrowers, increasing home ownership.

Solving Industry Challenges

Better Data = Better Liquidity

Persistent data errors lead to longer review times, more buybacks, and increased processing times to sell loans.

Perfect data from origination to securitization eliminates buybacks and long turn times, improving loan pricing and liquidity.

Lower Cost
For Lenders

Current quality control processes rely on manual and outsourced work that is slow and expensive. No reliable source of truth means that data is often re-reviewed over 7 times.

AI-powered tools reduce due diligence review times by over 90%.  Immutable audit trail provides proof to third parties that data is 100% accurate.

Lower Rates For Borrowers

Increasing regulation has led to increased loan pricing and labor costs.

Improving liquidity and pricing for lenders will improve rates for borrowers, increasing home ownership.

Solving Industry Challenges

Better Data = Better Liquidity

Persistent data errors lead to longer review times, buybacks, and processing times to sell loans.

Clean data from origination to securitization improves turn times, loan pricing and liquidity

Lower Cost
For Lenders

Current quality control processes rely on manual and outsourced work that is slow an expensive. No reliable source of truth means that data is often rereviewed over 7 times.

Automated due diligence tools allow for more accurate and faster data validation work, eliminating manual stare and compare. Brightvine's immutable audit trail provides a source of truth across parties.

Lower Rates For Borrowers

Increasing regulation has led to increased loan pricing and labor costs.

Improving liquidity and pricing for lenders will improve rates for borrowers, increasing home ownership.

Efficiencies Realized Through
Brightvine Portal

1st
Angel Oak debuted the Brightvine Portal in the first bank sub-debt securitization leveraging blockchain technology
$139m
Subordinated notes totaling $139mm onboarded, recorded and pooled via the Brightvine Portal
$700b
Official documents and data for $148mm CLO shared via Brightvine Portal’s distributed ledger with investors representing $700bn+ of AUM
4x
Using the Portal to coordinate data and documents across stakeholders resulted in 4x faster time to close

"The Brightvine Portal gives us quick access to all of the latest blockchain-validated information associated with each note all in one place; we see it as a huge driver of efficiency for our team, our investors and our securitization process going forward."

Johannes Palsson
Senior Portfolio Manager at Angel Oak Capital Advisors
Senior Portfolio Manager
at Angel Oak Capital Advisors